Affirm financing
Pay at your own pace
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments. When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Choose 4 interest-free payments paid every two weeks or monthly installments.
For example, an $800 purchase might cost $72.21/mo over 12 months at 15% APR.
Choose how to pay
Pay over time
Confirm payment
Just select Affirm at checkout
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Fair
Affirm doesn't charge late fees or hidden fees of any kind, ever.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Affirm
FAQs
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes. You can return an item you bought with Affirm by starting the return process with the store.
Does checking my eligibility affect my credit?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your prequalification eligibility). Soft inquiries do not affect your credit.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify your identity.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For full payment terms and disclosure requirements, see affirm.com/disclosures. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.